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  <!-- Main pages -->
  <url>
    <loc>https://kanemichi.com/</loc>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
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  <url>
    <loc>https://kanemichi.com/simulation/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://kanemichi.com/roadmap/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://kanemichi.com/lifestyle/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://kanemichi.com/pension/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <!-- Learn hub -->
  <url>
    <loc>https://kanemichi.com/learn/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Learn: 制度を知る -->
  <url>
    <loc>https://kanemichi.com/learn/nisa/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/ideco/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/nisa-vs-ideco/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/pension/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://kanemichi.com/learn/insurance/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/social-insurance/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/health-insurance-basics/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/part-time-insurance/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/insurance-enrollment/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/life-insurance-basics/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/maternity-benefits/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/furusato-nozei/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Learn: 投資を学ぶ -->
  <url>
    <loc>https://kanemichi.com/learn/compound-interest/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/index-fund/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/etf-basics/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/dca/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/asset-allocation/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/risk-tolerance/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/rebalancing/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/gambling-vs-investing/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Learn: 税金と節税 -->
  <url>
    <loc>https://kanemichi.com/learn/tax-basics/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/tax-filing/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/medical-deduction/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/housing-loan/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/side-income-tax/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/inheritance-tax/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/freelance-money/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Learn: お金と生活 -->
  <url>
    <loc>https://kanemichi.com/learn/budget/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/saving-habits/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/emergency-fund/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/debt/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/credit-cards/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/inflation/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/rent-vs-buy/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/wedding-cost/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/money-and-economy/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Learn: 将来設計 -->
  <url>
    <loc>https://kanemichi.com/learn/retirement-planning/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/fire/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/pension-gap/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/learn/die-with-zero/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Learn: 出典・参考 -->
  <url>
    <loc>https://kanemichi.com/learn/sources/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Tools -->
  <url>
    <loc>https://kanemichi.com/tools/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/fees/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/furusato/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/decumulation/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/childcost/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/goal/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/compound/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/pension-benefit/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/side-income/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/inheritance/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/fire/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/housing/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/tools/insurance-calc/</loc>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Legal / Info -->
  <url>
    <loc>https://kanemichi.com/privacy/</loc>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://kanemichi.com/about/</loc>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
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